How To Get a Car Title in Colorado 2026
Colorado requires all owners of motor vehicles and trailers to obtain a certificate of title to establish legal ownership under state statute. The Colorado Department of Revenue, Division of Motor Vehicles, serves as the state agency responsible for issuing vehicle titles and maintaining ownership records for motor vehicles registered throughout Colorado. Applications for the title must be submitted within specific timeframes following the purchase or transfer of ownership to ensure compliance with state requirements.
Where to Apply for a Colorado Certificate of Title
Applications for a Colorado certificate of title may be submitted through authorized processing locations throughout the state:
- County Motor Vehicle Offices – Full-service facilities operating in all 64 Colorado counties; appointment scheduling available in select counties
- Authorized Private Motor Vehicle Offices – Licensed third-party providers offering title and registration services
- Online Services – Electronic submissions available for qualified transactions through the state's digital platform
- Mail Processing – Complete applications with supporting documents may be sent to designated processing centers
- Licensed Motor Vehicle Dealers – Authorized dealerships may process title applications for vehicles sold through their facilities
Required Documents for Title Application in Colorado
To complete an application for a Colorado certificate of title, applicants must provide specific documentation to verify ownership and satisfy state requirements.
Primary Documentation
| Document Type | Requirement | Notes |
|---|---|---|
| Title Application | Form DR 2395 completed and signed by all owners | Must include vehicle identification number, year, make, model, and complete ownership information |
| Proof of Ownership | Valid Colorado title properly endorsed, out-of-state title with assignment, or manufacturer's statement of origin | Previous owner(s) must sign and date the title assignment section |
| Emissions Inspection Certificate | Valid emissions test results for applicable vehicles in designated counties | Required for gasoline vehicles seven years and newer in emissions control areas |
| Proof of Insurance | Evidence of current Colorado liability insurance coverage | Must meet state minimum requirements at time of application |
Additional Documentation Requirements
Depending on the transaction type and circumstances, additional documentation may be necessary:
| Document Type | Purpose | Notes |
|---|---|---|
| VIN Inspection (Form DR 2698) | Physical verification of vehicle identification number | Required for out-of-state vehicles, rebuilt vehicles, or when no Colorado title exists |
| Lien Release | Documentation of security interest satisfaction | Must be provided if previous title shows unreleased lienholder |
| Bill of Sale | Record of private party transaction | Required for vehicles purchased from private sellers; must show purchase price and date |
| Power of Attorney | Authorization for another person to act on owner's behalf | Must be notarized and specify authority granted |
| Odometer Disclosure Statement | Federal requirement for vehicles less than ten years old | Must be completed on title or separate disclosure form |
| Affidavit of Correction | Explanation for documentation errors or discrepancies | Required when information on supporting documents conflicts |
Colorado Title Fees and Costs
The Colorado Department of Revenue assesses standardized fees for title transactions and related services throughout the state.
Standard Title Fees
| Title Service | Fee | Notes |
|---|---|---|
| Certificate of Title | $7.20 | Standard processing fee for title issuance |
| Title Transfer | $7.20 | Assessed when ownership changes hands |
| Registration Fee | Varies by vehicle weight and age | Calculated based on taxable value and vehicle characteristics |
| Plate Fee | Varies | For new registration requiring license plates |
Additional Processing Fees
Applicants should be aware of variable costs and additional charges:
| Fee Type | Amount | Notes |
|---|---|---|
| State Sales/Use Tax | 2.9% of purchase price or assessed value | Based on taxable value; rate may vary by jurisdiction |
| Specific Ownership Tax | Varies by vehicle age and value | Declines as vehicle ages; calculated on taxable value |
| Late Registration Penalty | $25.00 per month | Assessed when registration expires; maximum penalty applies |
| Duplicate Title | $8.20 | Replacement for lost, stolen, or damaged certificates |
| Lien Recording Fee | $6.00 | Per security interest recorded on title; may vary per county |
Step-by-Step Title Application Process
Step 1: Gather Required Documentation
Assemble all necessary documents before beginning the application process. Obtain the existing title with a complete and accurate endorsement from the seller, ensuring proper signatures and dates are recorded. Verify your Colorado automobile insurance policy is active and meets state minimum liability coverage requirements. If applicable, obtain a current emissions test certificate from an authorized testing facility in your county.
For out-of-state vehicles, secure a VIN inspection completed by an authorized verifier, which may include law enforcement officers, licensed dealers, or designated inspectors.
Step 2: Complete the Title Application
Obtain and complete Application for Title and/or Registration (DR 2395) with accurate vehicle information. Enter all owner names precisely as they should appear on the certificate of title.
For joint ownership, designate whether owners are listed as "and" (requiring both signatures for future transfer) or "or" (allowing either owner to transfer independently). Include the complete lienholder name and address if the vehicle is financed. All registered owners must provide original signatures on the application.
Step 3: Calculate Required Fees
The calculation includes title fees, ownership tax based on vehicle value, specific ownership tax, registration fees calculated by weight and age, plate fees if applicable, and administrative charges. The county of residence affects certain fees and tax rates. Prepare payment in the form of cash, personal check, money order, or credit/debit card with applicable service fees for electronic transactions.
Step 4: Submit Application Package
Present your complete application with all supporting documents and payment to your selected processing location. Visit any county motor vehicle office or authorized private provider during regular business hours. For mail submission, send all materials to the address specified for your county's processing center. Ensure out-of-state titles are surrendered with the application. Verify that all signatures are original and that no correction fluid or alterations appear on any documents, as these will result in application rejection.
Step 5: Receive Your Title
Once the application is processed and approved, the Colorado certificate of title will be issued and mailed to the address provided on the application. If a security interest exists, the title will be held electronically by the lienholder through Colorado's electronic lien and title system. Processing time typically ranges from four to six weeks, depending on submission method and application complexity.
Track your application status through the online system or contact your county motor vehicle office. When the lien is satisfied, the lienholder will release the title electronically, and a paper certificate can be requested for a nominal fee.
Contact Information
Colorado Department of Revenue Division of Motor Vehicles
1351 5th St., Suite 100, Denver, Colorado 80204
Phone: (303) 205-5600
Official Website: Colorado Division of Motor Vehicles
